Unit Economics · Investor Overview

The numbers that make this compelling.

Structurally high margins, minimal infrastructure cost, and a pricing model calibrated to the professional advisory market — where $29/month is a rounding error on a single billable hour.

Headline Metrics

API cost per session

Full intake + 2 portfolio generations

$0.08

MRR per paid user

Professional tier · advisor seat pricing

$29

Gross margin at scale

API cost is the primary variable

85%

Break-even

Paid users for operational coverage

85u

The Math

85 users × $29 = $2,465 MRR

$2,465 × 85% margin = $2,095 retained

500 users target = $14,725/mo · $176k ARR

Margin Architecture

Why 85% holds at scale.

The dominant cost is the AI gateway at $0.08/session. Infrastructure is stateless — no databases, no user accounts, no storage. Hosting cost is flat. As user count scales, margin improves rather than compresses.

Retained margin85%

API + ops cost15%

Addressable Market Signal

US RIAs (SEC-registered)

15,114

1% penetration · $29/mo

$52k MRR

5% penetration · $29/mo

$263k MRR

Investor conversations

For deeper diligence — deck, model, and traction notes — get in touch via the advisor channel.

Talk to the team →