Folio AI identifies how you'll actually behave.
We bridge the gap between stated risk and revealed behavior to build portfolios you can actually stick with.
Risk tolerance scored at 70% revealed behavior + 30% stated intent. The gap is the insight.
20-ticker shortlist drawn from broad ETFs, fixed income, large/mid/small caps, commodities, and BTC/ETH.
Plain English for first-timers. Alpha, beta, and correlation for the technically fluent.
Decades of behavioral finance research prove that stated risk tolerance is a weak predictor of actual behavior during a drawdown.
Folio AI focuses on what you did during a 30% market drop, as past action is far more predictive than today's intent.
We create a custom investment strategy that fits your real-world logic, not just a textbook profile.